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Policies

Policies 2018-02-19T19:11:48+00:00

Banking Relationship Disclosures

The Department of Education has instituted new regulations that provide comprehensive requirements to institutions that disburse Title IV credit balance refunds.

While some of the rules apply to all institutions, a number of the regulations focus on arrangements between institutions and banks.

There are two types of arrangements in the final rules called Tier One (T1) and Tier Two (T2) which dictate the provisions each university must comply with. Missouri Western State University has a Tier Two relationship with US Bank. Tier Two arrangements are defined as those between an institution and a bank under which accounts are offered and marketed directly to students.

Missouri Western State University chose to partner with U.S. Bank to offer students, faculty and staff the option to add banking functionality to the campus ID card. Students, faculty and staff are not required to open an account with U.S. Bank to receive or use the campus ID card for other campus services or to receive disbursement of financial aid.

Students receiving a financial aid refund can have it direct deposited into an account at any financial institution including a pre-existing account already belonging to the student.

The new rule requires institutions to disclose on their website the contract establishing the relationship between US Bank and Missouri Western State University. Additionally, we must provide the number of students with a US Bank financial account, the mean and median costs these students incurred, and the total consideration paid or received by parties to this contract. Use the following link to review said data and contracts: Missouri Western State University-US Bank Contracts & Data

Code of Conduct

Purpose
The purpose of this policy is to prohibit conflicts of interest in situations involving student financial aid and to establish standards of conduct for employees with responsibility for student financial aid.

Applicability
This Policy applies to all employees who work in the Office of Financial Aid and all other University employees who have responsibilities related to education loans or other forms of student financial aid.

Gifts
No officer, trustee, employee or agent who has responsibilities with respect to student financial aid or education loans shall solicit or accept any gift from a lender, guarantor, or servicer of education loans.

Gifts include any gratuity, favor, discount, entertainment, hospitality, loan, or other item having a monetary value of more than a nominal amount, including services, transportation, lodging, or meals, whether provided in kind, by purchase of a ticket, payment in advance, or reimbursement after the expense has been incurred.

Gifts to a family member of an officer or employee or agent shall be considered a gift to the officer, employee or agent if the gift is given with the knowledge, and acquiescence of the officer, employee or agent, and the officer, employee or agent has reason to believe the gift was given because of his or her official capacity.

Interaction with Borrowers
The University shall not assign, through award packaging or other methods, the borrower’s loan to a particular lender, or refuse to certify, or delay certification of, any loan based on the borrower’s selection of a particular lender or guaranty agency.

Preferred Lender List
The University will participate in the William D. Ford Direct Loan Program which provides student loans directly from the United States Department of Education. The University will not publish a preferred lender list that gives any lender an advantage in securing student loans from University students.

Contracting Arrangements
No University officer, employee or agent who has responsibilities with respect to student financial aid or education loans shall accept from any lender or affiliate of any lender any fee, payment, or other financial benefit, including the opportunity to purchase stock, as compensation for any type of consulting arrangement or other contract to provide services to a lender or on behalf of a lender relating to education loans.

Revenue Sharing
The University shall not enter into revenue-sharing arrangements with lenders or guarantors.

The term “revenue-sharing arrangement” means an arrangement between an institution and a lender under which (a) a lender provides or issues a loan that is made, insured, or guaranteed to students attending the institution or to the families of such students, and (b) the institution recommends the lender or the loan products of the lender and in exchange, the lender pays a fee or provides other material benefits, including revenue or profit sharing, to the institution or an officer, employee or agent.

Opportunity Pool
The University shall not request or accept from a lender or guarantor any offer of funds to be used for private education loans, including funds for an opportunity pool loan, to students in exchange for providing concessions or promises regarding providing the lender with (a) a specified number of loans made, insured, or guaranteed, (b) a specified loan volume of such loans, or (c) a preferred lender arrangement for such loans. The term “opportunity pool” means a private education loan made by a lender to a student attending the institution or the family member of such a student that involves a payment, directly or indirectly, by the institution of points, premiums, additional interest, or financial support to such lender for the purpose of such lender extending credit to the student or the family.

Lender Assistance
The University shall not request or accept from any lender or guarantor any assistance with staffing of the financial aid office or student loan processing. The University shall not accept any computer hardware from a lender or guarantor for which the University pays below-market prices or offers to print financial aid materials from a lender or guarantor.

Advisory Boards
No officer, trustee, employee or agent who has responsibilities with respect to student financial aid or education loans and who serves on an advisory board, commission, or group established by a lender, guarantor, or group of lenders or guarantors, shall accept anything of value, including reimbursement for expenses, from the lender, guarantor, or group of lenders or guarantors for such service. For additional guidance regarding board service, refer to the University’s Gift Policy.

Conflict of Interest Policy
Officers, employees and agents who have responsibilities with respect to student financial aid
and education loans shall also comply with the University’s Conflict of Interest Policy.

Communication to Students

Incoming students will be issued a Missouri Western email and Goldlink account upon acceptance to the University. Students are encouraged to activate these accounts as soon as possible after receiving access instructions.

The Office of Financial Aid communicates with enrolled and prospective students using the student’s Missouri Western email and Goldlink accounts. As a general rule, financial aid notices will not be sent by postal mail. Students are responsible for monitoring their status online through Goldlink and for ALL communications sent to their Missouri Western email account. Students who do not elect to receive electronic communication from Missouri Western should contact the Office of Financial Aid for additional information.

Examples of communications sent from the Office of Financial Aid include:

  • Application Procedures and Deadlines
  • Outstanding Application Requirements
  • Award Information
  • Student Loan Certification Information
  • Financial Aid Eligibility Status
  • Need Based Aid Adjustment Information

Consumer Information

The Higher Education Opportunity Act of 2008 (HEOA) requires that postsecondary institutions participating in federal student aid programs make certain disclosures to students. The following information is disclosed to you as a student at Missouri Western State University (MWSU) in compliance with federal law. For additional information, including requesting a paper copy of any materials, please call the appropriate office or visit the indicated websites.

Academic Programs and Accreditations

Current educational programs
Course descriptions
Degree and program requirements (listed by academic department)
Credentials of faculty and other instructional personnel
Program accreditation and approvals
Institutional accreditation information
Processes and procedures for transferring courses and credits to MWSU
Course by course University-approved articulations and program to program agreements
Academic governance policies and procedures

Alcohol and Other Drug Policy

The MWSU Alcohol and Other Drug Policy can be accessed in the Student Handbook. The Campus Safety Report provides information about alcohol and other drug health risks, drug alcohol laws and penalties, and campus alcohol and other drug education and counseling resources. Additional information specifically addressing student conduct related to alcohol and other drugs can be found in the MWSU Student Handbook.

Campus Security Policies, Crime Statistics and Crime Log

Information regarding public safety at MWSU is provided in the Campus Safety Report. The report includes crime statistics for the previous three years concerning certain crimes reported to have occurred on campus; in certain off-campus buildings or property owned or controlled by MWSU; and on public property within, or immediately adjacent to and accessible from, the campus. The Campus Safety Report also includes information about police and public safety resources, reporting crimes, coordination between law enforcement agencies, fire and medical emergencies, crime prevention, victim support services, the law and MWSU policies, campus facilities, residence hall security, timely warning policy statement, the MWSU Policy on Sexual Harassment, and the MWSU Alcohol and Other Drug Policy. Pursuant to the Campus Sex Crimes Prevention Act, MWSU’s statement advising the campus community about registered sex offenders is available here. To obtain a paper copy of the Security Report or the crime log, contact the Missouri Western State University Police Department at (816) 271-4438.

Complaint Resolution

Missouri Western State University is committed to delivering quality instruction and service. In doing so, the institution encourages members of the campus community, as well as all its many constituents, to report concerns and cases where university programs, policies and services need improvement. If you’d like to give feedback or have a concern to report, please visit Feedback Concern Form.

Constitution Day

The Department of Economics, Political Science and Sociology will present two educational events to celebrate Constitution Day on Monday, September 19. For full event details, click here.

Copyright Infringement and Peer-to-Peer File Sharing Policies and Sanctions

The above link provides information about MWSU policies and sanctions related to copyright infringement and unauthorized peer-to-peer file sharing, including disciplinary action taken against students who engage in illegal downloading or unauthorized distribution of copyrighted materials using MWSU information technology systems. The information also includes a notice that informs students that unauthorized distribution of copyrighted material may subject the students to civil and criminal liabilities. A summary of the penalties for violation of federal copyright laws is also provided.

Disclosure of Banking Relationships

Universities that disburse Title IV credit balance refunds and have a relationship with a bank that offers accounts directly to students are required to post their contracts for viewing by consumers. For more information use the following Banking Relationship Disclosures.

Federal Student Financial Aid Penalties for Drug Law Violations

Federal law provides that a student who has been convicted of an offense under any federal or state law involving the possession or sale of a controlled substance during a period of enrollment for which the student was receiving financial aid shall not be eligible to receive any federal or institutional grant, loan, or work assistance. The separate, written notice of the penalties for drug violations provided to students upon enrollment may be accessed in the Drug Law Violation Tab.

Financial Aid

The Office of Financial Aid website includes information about the following: need-based and non-need-based federal, state, local, private, and institutional financial assistance programs available to students; eligibility requirements and procedures for applying for aid; criteria for selecting recipients and determining amount of award; methods and frequency of disbursements of aid; financial aid terms and conditions, including terms applicable to employment provided as part of a financial aid package; rights and responsibilities of students receiving Title IV, HEA loans; the availability of financial aid for study away programs; how financial aid is handled when students withdraw; and whom to contact for questions regarding financial aid. Federal notices concerning the terms and conditions of federal student loansentrance and exit counseling information, drug violation penalties, and the code of conduct for financial aid professionals are available by the respective link.

Graduation and Retention Rates (Student Right-to-Know Act)

Graduation data of degree-seeking, full-time undergraduate students at MWSU is available here.

Academic Success Rate of Student Athletes

Intercollegiate Athletic Program Participation Rates and Financial Support Data (Equity in Athletics Disclosure Act)

The NCAA Gender Equity Survey includes the number of male and female student-athletes; listing of teams; the total number of participants. The report also includes operating expenses for each team; total amount of money spent for athletic aid for student-athletes; ratio of aid between male and female student-athletes; recruiting expenditures by sport; revenue generated by each sport; average salaries of head coaches and assistant coaches. You may obtain a copy of the survey by clicking here or by contacting the NCAA Compliance Office in Looney Complex 232.

Laboratories and other services associated with academic programs. Computer Lab Locations

Placement Rates and Information

This report provides post-graduation outcomes of MWSU baccalaureate degree recipients. The report is prepared using information obtained annually from students who received a baccalaureate degree, offering a snapshot of their progress during the transition out of college. Graduate Survey

Privacy of Student Records (Family Educational Rights and Privacy Act)

The Family Educational Rights and Privacy Act (FERPA) is a federal law that gives students the right to review their education records, to request amendment of their records, to consent to disclosures of personally identifiable information, and to file complaints with the U.S. Department of Education. Additional information regarding student rights under FERPA is available here. If you have any questions about your rights under FERPA, please contact the Office of the Registrar at (816) 271-4211.

Refund Policy, Requirements for Withdrawal, and Return of Title IV, HEA Financial Aid

If a student withdraws or drops a course, MWSU will adhere to its refund policy. Information regarding the requirements and procedures for students seeking to withdraw officially is available at Treatment of Federal Aid When a Student Withdraws or Stops Attending.

Services for Students with Disabilities

The Office of Disability Services (ODS) provides disability-related information and referrals; documents disability and conducts needs assessments; facilitates reasonable accommodations; and provides disability-related technical assistance, auxiliary aids/services, and advocacy. Visit the ODS homepage  for additional information on services and resources available to students with disabilities

Student Body Diversity

Information about student body diversity, including the number of enrolled full-time students by gender and race/ethnicity, is provided on the Institutional Research Data website. The number of undergraduate students who receive a Federal Pell Grant is available at Financial Aid Analysis.

Textbook Information/Required Course Materials

A detailed lists of required course materials is available on the  Bookstore Website.

Vaccination Policies

MWSU policies regarding vaccinations are available on the Health Center Website.

Voter Registration

Information on voting in local, state and federal elections may be accessed at www.studentvote.org.

Dependency Override Appeal

Federal Financial Aid regulations indicate that an individual who does not automatically qualify as an independent student for FAFSA purposes may be reclassified as independent if a financial aid administrator makes a documented determination of independence by reason of unusual circumstances. This determination is commonly referred to as a Dependency Override.

The U.S. Department of Education (DOE) has provided guidance to assist financial aid administrators in making consistent and reasonable Dependency Override decisions.

In accordance with DOE guidance, Missouri Western State University adheres to the policy that a dependency override cannot be approved for an otherwise dependent FAFSA applicant if one, or more, following conditions is the ONLY circumstance cited by the applicant:

  • the student simply states that he/she is financially self-sufficient or does not live with parent(s);
  • the parent is not willing to contribute financially toward the student’s educational and living expenses, or simply elects not to assist the student financially;
  • the parent isn’t willing to provide the information required on the FAFSA or to assist in completing the verification process; or
  • the student is not claimed by a parent as a federal income tax exemption.

A Dependency Override generally may be considered for an otherwise dependent FAFSA applicant if one or more of the following conditions are cited by the applicant in his/her written appeal and supported by additional documentation:

  • an abusive (emotionally or physically), unhealthy, or unsafe family environment;
  • abandonment of the student by the parent(s);
  • incarceration of the custodial parent(s);
  • removal or relocation of the student from the parent(s)’ residence by court order; and/or
  • other unusual or extraordinary circumstances, events, or incidents, particularly those related to any of the conditions for independency.

Dependency Override Appeal

The student’s appeal should provide convincing justification that he/she is truly independent based on at least one of the above conditions.

The Dependency Override Appeal (Form 3) should include an explanation of the following:

  • the student’s current circumstances and reason for appeal;
  • the student’s current living arrangements, particularly how often (summers, weekends, etc.) the student resides with parent(s);
  • the student’s personal relationship with parent(s) – how often the student visits parent(s), has contact with parent(s), etc.;
  • what kind and amount of financial support the parent(s) provide to the student (money, food and housing, payment of bills, purchase of a vehicle, insurance payments, medical insurance, etc.); and
  • what kind and amount of financial support is received from other family members, friends, or relatives.

In addition, the student should provide:

  • letters of support from at least two other adults (only one of which may be a family member or relative) who are familiar with the situation and can confirm the validity of the appeal. Examples of such individuals include, but are not limited to, a high school guidance counselor, religious leader, family services officer, guardian, court representative, social worker, etc.;
  • a copy of the student’s most recent IRS tax return transcript or W2 forms (if the student is not required to file a tax return);
  • a complete Verification Worksheet (Form 1); and
  • a Statement of Non-Filing Status (Form 1a) if the student did not and is not required to file a Federal tax return.

Additional Information

Approval of a Dependency Override cannot be based solely on the fact that the student was approved for a Dependency Override for the previous award year. However, the previous year’s determination may be a factor in the Dependency Override decision.

In addition, approval of a Dependency Override by a financial aid administrator at another college or university does not guarantee that a similar determination will be made by Missouri Western State University. However, the other school’s decision may be a factor in the Dependency Override determination.

Dependency Override determinations are always made by the Missouri Western State University Office of Financial Aid on an individual, case-by-case basis.

Disbursement of Financial Aid

Financial aid funds will be released to student accounts in two equal disbursements and will first be applied to outstanding charges for tuition, fees, room, board, and other eligible University expenses. Remaining funds will be issued to the student. By Federal regulation, excess funds MUST be used for educational expenses.

For students graduating in December, please be aware that student loans must be issued in two disbursements – the first during the third week of class and the second at the midpoint of the semester.

NOTE: If a student’s aid package includes PLUS loan funds, credit balance checks will be made payable to the student or parent and will be mailed to the parent’s home address.

The Financial Aid Office will disburse funds each Friday beginning the 2nd Friday of each semester*. Students who are eligible for credit balance refunds are encouraged to sign up for direct deposit on Goldlink. This is the preferred method for refunds.

  • Students who elect to receive credit balance refunds by direct deposit, should allow five (5) additional business days for the transfer of funds to a personal bank account.
  • Students who do not elect direct deposit, should allow ten (10) additional business days for the check to be mailed to the student’s permanent address of record.

*Federal regulations prohibit the disbursement of Federal Stafford Loan proceeds to first-time, freshman borrowers until 30 days after classes begin. Students should be prepared to cover expenses, such as books, until loan funds are released to the school.

Disclosure of Banking Relationships

Universities that disburse Title IV credit balance refunds and have a relationship with a bank that offers accounts directly to students are required to post their contracts for viewing by consumers. More information.

Financial Aid Disbursement Business Office Disbursement (Refund Check)
Fall 2016
1st Disbursement 09-9-2016 09-16-2016
2nd Disbursement 10-28-2016 11-04-2016
1st Time Freshman Borrower 30 Day Delay 9-30-2016 10-07-2016
Federal Work-Study (FWS Employed Students Only) Monthly on the 20th NA
 
Spring 2017
1st Disbursement 1-27-2017 2-03-2017
2nd Disbursement 3-24-2017 3-31-2017
1st Time Freshman Borrower 30 Day Delay 2-17-2017 2-24-2017
Federal Work-Study (FWS Employed Students Only) Monthly on the 20th NA

Financial Aid Advance to Purchase Books and Supplies

If a student is scheduled to receive more financial assistance than his or her current charges, Missouri Western will notify the campus bookstore of the student’s eligibility to apply up to $750 of pending financial assistance to purchase required books and supplies. The bookstore is located in the Blum Student Union.

Eligible students will receive an email notification and instructions 10 days prior to the first day of classes each semester. Students who do not elect to receive electronic communication from Missouri Western should contact the Financial Aid Office for additional information.

Students who purchase books and supplies through this program must authorize the campus bookstore to submit the actual value of his or her purchases to Missouri Western State University to be deducted from pending financial aid, regardless of its source. Only the amount of actual purchases will be deducted from the student’s pending financial aid. Any additional funds will be issued to the student in the form of a credit balance refund.

Should the student’s financial aid be reduced for any reason the student’s account must be paid within thirty (30) days. Students who default on their account, will be responsible for all attorneys’ fees, other costs and charges necessary for the collection of the unpaid balance.

If a student needs to return books or supplies purchased through this program, the items must be returned to the campus bookstore. The bookstore will forward the return amount to Missouri Western State University and the student’s account will be credited. All refunds will be issued within two weeks.

Only textbooks and school supplies may be purchased. Clothing, emblematic gifts and convenience items may not be purchased.

To participate in the program, students must present a valid Missouri Western student ID card at the time of purchase. Student may elect to opt out simply by not presenting his or her ID at the campus bookstore.

Financial Aid Awards

Students may view and accept offered awards on Goldlink beginning March 15th each year. Regulations require students to report any external sources of monetary assistance that are not reflected on the award notification.

Financial aid awards are based the student’s demonstrated financial need, enrollment status, achievement, and other criteria. It is the student’s responsibility to notify the Financial Aid Office when there is a change in enrollment status, or if there is a change in family, or financial situation that may affect eligibility to receive financial assistance.

Financial aid awards may be reduced or cancelled if aid received from ALL sources causes the student to exceed unmet need or cost of attendance or if the student does not meet eligibility criteria. Adjustments made to financial aid awards or in a student’s eligibility to receive financial assistance will be posted on Goldlink.

Financial Aid File Review (Verification)

The federal Central Processing System (CPS) selects approximately 30% of all FAFSA filers for the verification review process. Missouri Western may also select additional filers for review to ensure accuracy and consistency.

During the review, the Financial Aid Office will verify all mandatory items identified by the U.S. Department of Education (adjusted gross income, non-taxable income, household size, number of exemptions, the number in college and taxes paid, snap benefits and child support paid). In addition, the Financial Aid Office may verify discretionary items.

Notification of Selection

Students who are selected for a verification review, by either the CPS or by Missouri Western, will be notified via their Missouri Western email account and will may see all required documents listed on Goldlink. Students who do not elect to receive electronic communication from Missouri Western should contact the Office of Financial Aid for additional information.

Documentation Required to Complete Verification

The Financial Aid Office must collect all required documents and resolve any conflicting information before awarding aid.

Required Documents for Dependent Students

  • A copy of the most recent federal tax return transcript for both the student and parent(s) including the step-parent (if applicable) or a Statement of Non-Filing Status for those who did not and were not required to file a tax return.
  • A complete Verification Worksheet
  • Copies of all W-2 forms for the tax year if the student and/or parent:
    • did not and were not required to file a tax return, or
    • elect to submit a paper Tax Return Transcript rather than using the Data Retrieval Tool within the FAFSA application.

Additional documents and forms may be required depending upon the individual student, spouse or parent information provided.

Required Documents for Independent Students

  • A copy of the most recent federal tax return transcript for the student and spouse (if applicable) or a Statement of Non-Filing Status for those who did not and were not required to file a tax return.
  • A complete Verification Worksheet
  • Copies of all W-2 forms for the tax year if the student and/or parent:
    • did not and were not required to file a tax return, or
    • elect to submit a paper Tax Return Transcript rather than using the Data Retrieval Tool within the FAFSA application.

Additional documents and forms may be required depending upon the individual student, spouse or parent information provided.

Applicants whose FAFSA information requires correction will have those corrections electronically processed by the Financial Aid Office. The corrections will generate an updated Student Aid Report (SAR) which will be sent to the student by the federal Central Processing System (CPS). The student’s Expected Family Contribution (EFC) may change based on corrections made.

Conflicting Information

If conflicting information is discovered after aid is awarded or disbursed, the Financial Aid Office must resolve the conflicting information and the student will be required to repay aid received in excess of his/her eligibility. All conflicts must be resolved regardless of whether the student was selected for verification or not.

Over-Payments of Aid
If it is determined that a student has received funds for which he or she is not eligible, the student must repay the amount to Missouri Western.

Deadlines

Missouri Western’s priority deadline for completion of the Verification process is February 1st each year. Completing the Verification process after this date, may result in you not being considered for Missouri Western competitive scholarships and other aid opportunities including Federal SEOG and Federal Perkins loans. You may also be required to make payments towards your account balance until your aid eligibility can be determined.

The final deadline to complete the Verification process will be established by the U.S. Department of Education and published in the Federal Register on an annual basis – www.federalregister.gov/.

Financial Aid Statistical Information

Fiscal Year 2017

Historical Data

TOTAL AID RECEIVED (All Sources) HCT Dollars % of Students
All Aid Sources (Unduplicated HCT) 4240 $41,023,086 86.87%
Need-Based Aid (Unduplicated HCT) 2888 $18,878,260 59.17%
Total Enrollment (Degree Seeking Students) 4881
TOTAL SCHOL/GRANTS (All Sources) HCT Dollars % of Students
Total Scholarships/Grants (Unduplicated HCT) 3611 $21,024,349 73.98%
Average Scholarships/Grants Per Recipient $5,842
Total Scholarships (All Sources) $9,145,235
Total Grants (All Sources) $11,879,114
FEDERAL PELL GRANT HCT Dollars % of Students
Total Federal Pell Grants Received 2017 $7,819,303 41.32%
Average Pell Award Per Recipient $3,877
Total Students Eligible for Full Pell (0 EFC) /Avg Award 1108 $4,508
Total FT Students (Full Year) Receiving Full Pell/Award 617 $5,815
OTHER FEDERAL GRANTS HCT Dollars % of Students
Total Other Federal Grants (Number of Awards) 591 $953,973 12.11%
Federal SEOG 374 $149,105
Federal ACG 0 $0
Federal SMART Grant 0 $0
Federal Armed Forces/Veterans Benefits 145 $612,804
Federal TEACH 0 $0
Workforce Investment Act (WIA) 21 $51,996
Trade Readjustment Act (TRA) 2 $20,416
Federal Other 49 $119,652
STATE of MISSOURI SCHOL/GRANTS HCT Dollars % of Students
Total State Grants (Number of Awards) 1486 $3,210,838 30.44%
Access Missouri Grant Program 1203 $2,257,500
College Guarantee Grant 0 $0
Charles Gallager Grant 0 $0
A Plus Program 0 $0
Higher Ed Academic Sch (Bright Flight) 37 $105,000
Public Service Employee’s Survivor Grants 2 $12,593
Marguerite Ross Barnett Scholarship 0 $0
Missouri Teacher Education Scholarship 0 $0
Missouri Minority Teacher Education Scholarship 0 $0
Vietnam Veteran Survivor Grant 1 $9,783
Gear Up 0 $0
Kids Chance 0 $0
Robert Byrd Scholarship 0 $0
Vocational Rehabilitation 157 $557,060
Other State Grants 86 $268,902
MISSOURI WESTERN UNDERGRAD SCHOLARSHIPS HCT Dollars % of Students
Total Undergraduate Scholarships (Number of Awards) 2185 $7,520,341 44.77%
Need-Based Scholarships 268 $348,028
Merit Based Scholarships 1658 $5,198,907
Athletic Scholarships 259 $1,973,406
Other 0 $0
MISSOURI WESTERN GRADUATE SCHOLARSHIPS HCT Dollars % of Students
Total Graduate Scholarships (Number of Awards) 112 $129,638 2.29%
Need-Based Scholarships 6 $4,800
Merit Based Scholarships 106 $124,838
Athletic Scholarships 0 $0
Other 0 $0
PRIVATE SCHOLARSHIPS / GRANTS HCT Dollars % of Students
Total Private Scholarships / Grants (Number of Awards) 529 $1,390,256 10.84%
TUITION WAIVERS HCT Dollars % of Students
Total Tuition Waivers (Unduplicated HCT) 198 $545,699 4.06%
Graduate Tuition and Fee Waivers 49 $236,447
Undergraduate Tuition and Fee Waivers 149 $309,252
Average Waiver Per Recipient $2756
LOAN FUNDS HCT Dollars % of Students
Total Loan Funds (Unduplicated HCT) 2527 $17,613,654 51.77%
Federal Stafford Subsidized 1882 $6,743,106
Federal Stafford Unsubsidized 2004 $8,734,650
Federal PLUS 197 $1,364,652
Federal Perkins 0 $0
Alternative Loan Programs 114 $771,246
Health Professional (HPSL) 0 $0
Nursing (NSL) 0 $0
Average Borrowed Per Recipient $6,970
STUDENT EMPLOYMENT HCT Dollars % of Students
Federal Work-Study 325 $463,960 6.66%
Institutional Employment (Need Based) 0 $0
Institutional Employment (Non-Need Based) 664 $1,375,424

General Student Eligibility and Enrollment Requirements

To be eligible for financial assistance, students must:

  • be accepted for admission to Missouri Western and enroll as a degree-seeking student in an eligible program;
  • have earned a high school diploma or recognized equivalent (GED) or completed a home school program;
  • be a U.S. citizen or national, U.S. permanent resident, citizen of the freely Associated States or other eligible non-citizen;
  • have a valid Social Security Number;
  • be registered for Selective Service (if applicable);
  • not be in default on a Federal loan or owe an overpayment of Federal grant funds;

High school students taking dual credit coursework, visiting college students who are not seeking a degree from Missouri Western, and self-enrichment students will not be eligible to receive federal or state financial assistance.

Otherwise eligible undergraduate students who have already received a bachelor’s degree may only receive loan funds while pursuing an additional major or bachelor’s degree. This includes students in double major or dual degree programs who have already met the requirements for one major or degree.

General Enrollment Requirements

  • For financial aid purposes, a student’s enrollment status will be determined at the end of the official add/drop period each semester.
  • Only classes that count toward a degree or certificate may be used in calculating financial aid eligibility. Audited classes and most continuing education classes do not count toward a degree or certificate, and may not be used in calculating eligibility for financial aid.
  • Financial assistance may be prorated or cancelled if the student is enrolled in less than 12 credit hours at the end of the official add/drop period (see program specific requirements).
  • Only Missouri Western State University credit hours will be included when determining a student’s enrollment status for Missouri Western scholarships.
  • Students must enroll in a minimum of six (6) credit hours to be eligible for student loan funds (5 credit hours for graduate students).
  • Financial assistance will be recalculated for students who do not begin attendance, withdraw, are administratively withdrawn or who stop attending and receive a failing or incomplete grade in all courses during a term.

Students Enrolled at More Than One Institution

Students who are enrolled at more than one college or university at the same time may receive financial aid from only one of the institutions. Contact the Office of Financial Aid for more information.

Gainful Employment Disclosures

The US Department of Education requires colleges and universities to disclose certain information for any financial aid eligible program that, “prepares students for gainful employment in a recognized occupation”. This information includes program costs; occupations that the program prepares students to enter; occupational profiles; on-time completion rate; and for the most recent award year: the number of students who have completed the program, the number of students who complete the program within the estimated duration, the job placement rate, and the median Title IV and private loan debt incurred by those who complete the program.

Undergraduate Certificate Programs Disclosures

Health Information Technology Certificate
Legal Assistant Certificate

Graduate Certificate Programs Disclosures

Missouri Western Scholarship Guidelines

General Requirements and Guidelines

  • To be eligible for scholarships, students must be seeking a degree from Missouri Western State University.
  • The deadline to apply for Missouri Western and Foundation competitive scholarships is February 1st each year.
  • Incoming students must be admitted to the University by July 1st to be eligible for non-competitive renewable scholarships.  Scholarships may be awarded after July 1st on a competitive basis if funding is available.
  • The University determines the number of scholarships awarded each year by scholarship category. All awards are contingent upon the availability of funds.When the number of qualified applicants exceeds the number of scholarships to be awarded, recipients will be selected on a competitive basis at the discretion of the University.
  • Application for non-renewable scholarships must be made annually to the University.
  • Gold level scholarships may not be combined with other Gold level scholarships. Gold Scholarships include: Golden Griffon, President’s Academic, Governors’ Academic, Deans’ Academic, GED /HiSet, Griffon Scholar, Phi Theta Kappa, President’s Transfer, Governors’ Transfer and Deans’ Transfer.
  • Students must complete the Free Application for Federal Student Aid (FAFSA) to receive institutional scholarships and waivers.

Enrollment Requirements and Guidelines

  • Unless noted otherwise in the scholarship description, institutional scholarships are awarded only to students who are enrolled in 12 or more credit hours per semester at Missouri Western (excluding CED courses and audited courses).
  • Students enrolled at another institution through an authorized consortium agreement will be required to submit a letter of appeal to the Executive Scholarship Committee. If the Executive Scholarship Committee deems it appropriate to approve the appeal due to circumstances beyond the student’s control, the scholarship award will be prorated based upon the student’s enrollment at Missouri Western.
  • A student in his or her final year of study may be allowed to enroll on a part-time basis. Students seeking consideration must submit a letter of appeal to the Executive Scholarship Committee. If the Executive Scholarship Committee approves the appeal, the scholarship award will be prorated based upon the student’s enrollment.

Renewable Scholarship Requirements and Guidelines

  • Renewable scholarships awarded to incoming freshmen are valid for eight semesters provided all requirements are met each semester. Renewable scholarships awarded to transfer students are valid for six semesters (unless otherwise stated in the scholarship description). The semesters need not be consecutive but must be completed within six years of the student’s first, full-time semester at Missouri Western (excluding summer semesters).
  • Students must successfully complete a minimum of 24 credit hours per academic year to be considered for renewal.
  • Eligibility for renewable scholarships will be reviewed at the end of each semester. A student may be granted a probationary semester if he or she earns a minimum overall GPA of 2.50 at the end of the fall semester. Students must attain the published renewal criteria at the end of the spring semester to be considered for renewal during the next academic year.
  • Scholarship GPA criterion is based on a 4.0 scale.
  • Full-time students who lose eligibility for renewable scholarships may regain eligibility once the student reestablishes the required GPA for the scholarship. (Students will be limited to one reinstatement.) Eligible students must submit a letter of reinstatement to the Financial Aid Office.

Direct Cost Rule

  • The combined total of Missouri Western and Foundation scholarships may not exceed the recipient’s actual charges for tuition and related fees, course-related fees, admissions fees, campus housing and meal plan costs. No portion of Missouri Western and Foundation scholarship funds may be disbursed to the recipient in the form of cash or a ‘credit balance’ check. Scholarships specifically allocated for the payment of book costs will be exempt from this policy. A student with documentable circumstances beyond his or her control or personal choice will have the option to appeal this rule. Contact the Financial Aid Office of additional information.

Scholarships That Require On-Campus Housing

  • Recipients of Missouri Western scholarships that require on-campus housing will be allowed to reside off-campus for the period of one academic semester to fulfill an academic requirement or to participate in an academic opportunity (i.e. study abroad, student teaching or internship). The total value of Missouri Western and Foundation scholarships will be limited to the student’s actual Missouri Western charges for tuition and fees (including courses related fees). Eligible students are asked to submit a letter of intent to the Financial Aid Office.

Treatment of Scholarships When a Student Withdraws During the Semester

  • Missouri Western scholarships will be prorated or cancelled if a student completely withdraws and receives a refund in accordance with the University’s refund policy.

Penalties for Drug Law Violation

Federal law provides that a student who has been convicted of an offense under any federal or state law involving the possession or sale of a controlled substance during a period of enrollment for which the student was receiving financial aid shall not be eligible to receive any federal or institutional grant, loan, or work assistance during the period beginning on the date of such conviction and ending after the interval specified in the following table.

If convicted of an offense involving:

Possession of a Controlled Substance
Ineligibility Period
First Offense
1 year
Second Offense
2 years
Third Offense
Indefinite
Sale of a Controlled Substance
Ineligibility Period
First Offense
2 years
Second Offense
Indefinite
A student whose eligibility has been suspended based on a conviction for possession or sale of a controlled substance may resume eligibility before the end of the ineligibility period if:

  1. the student satisfactorily completes a drug rehabilitation program that:
    1. complies with the criteria prescribed in the federal regulations; and
    2. includes two unannounced drug tests;
  2. the student successfully passes two unannounced drug tests conducted by a drug rehabilitation program that complies with the criteria prescribed in the federal regulations; or
  3. the conviction is reversed, set aside, or otherwise rendered nugatory.

Satisfactory Academic Progress

Federal regulations require institutions to establish reasonable standards to ensure that recipients of Title IV financial aid are making satisfactory academic progress toward completion of a degree program. These standards must establish the maximum timeframe for degree completion and include minimum standards for rate of completion (pace) and cumulative GPA.

Satisfactory academic progress (SAP) will be evaluated at the end of each semester based on each of the standards outlined below. A student who fails to meet satisfactory academic progress standards will lose eligibility for federal financial assistance the following semester. Federal financial assistance consists of the Federal Pell Grant, Federal Work-Study, Federal Stafford Loans, Federal Parent Loans, Federal SEOG, and Federal TEACH Grant.

Completion Rate (Pace) SAP Requirement Regaining Eligibility
The pace at which a student must progress through an educational program to ensure completion within the maximum timeframe. Pace is calculated by dividing the cumulative number of hours successfully completed by the cumulative number of hours attempted. Students must successfully complete 67% of all courses attempted to remain eligible for federal financial assistance. A student who loses financial aid eligibility based on rate of completion must attend, and successfully complete, a sufficient number of credit hours to raise his or her completion rate (pace) to the required 67%.The student will be required to use his or her own financial resources until he or she is again meeting Satisfactory Academic Progress standards.
Maximum Timeframe  SAP Requirement  Regaining Eligibility 
The maximum timeframe allowed for completion of a degree program should not exceed 150% of the published length of the program measured in hours attempted.If it is determined that a student cannot complete his or her program of study within this timeframe, he or she will become ineligible for federal financial assistance. (See additional information under Approaching the Maximum Timeframe.)
  • An undergraduate student seeking an associate’s degree must be able to complete his or her program within 93 attempted hours.
  • A student seeking a baccalaureate degree must be able to complete his or her degree program within 186 attempted hours.
  • A student pursuing a master’s degree must be able to complete his or her program within 52 attempted hours.
A student who has exceeded the maximum timeframe for degree completion is no longer eligible to receive federal financial assistance.The student will be required to use his or her own financial resources to cover the cost of education.
 Minimum Cumulative GPA SAP Requirement  Regaining Eligibility
The calculation of cumulative GPA will include grades earned from all coursework, including transfer coursework that is accepted toward the student’s educational program as well as any remedial coursework. Students must maintain a minimum cumulative GPA of 2.00 (3.00 if pursuing a master’s degree) to remain eligible for federal financial assistance. A student who loses financial aid eligibility based on GPA must receive grades sufficient to increase his or her cumulative GPA to the required 2.00 (3.00 if pursuing a master’s degree).The student will be required to use his or her own financial resources until he or she is again meeting Satisfactory Academic Progress standards.

Attempted and Completed Hours

Attempted Hours consist of any hours the student is enrolled in at the end of the official add/drop period including those hours that are earned, withdrawn from, audited, repeated, failed, taken as pass/fail or are incomplete. Hours for which the student did not receive financial aid and those waived under an academic renewal policy must be included as attempted hours.

Successful completion is defined as the absence of failing or incomplete grades and voluntary/involuntary withdrawals.

Remedial coursework will count as both attempted and completed hours. Transfer hours that are accepted toward the student’s educational program will count as both attempted and completed hours.

Warning Period

A current student who falls below satisfactory academic progress standards for the 1st time may be granted a one (1) semester warning period to improve his or her progress. The warning semester must occur during the student’s next period of enrollment – fall, spring or summer. During the warning period the student may continue to receive federal financial assistance. To be granted a warning period, the student must attend a satisfactory academic progress seminar and sign a warning period acknowledgement.

If the student fails to meet satisfactory academic progress standards at the end of the warning period, he or she will lose eligibility for federal financial aid the following semester.

Students who have exceeded the maximum timeframe for degree completion or have lost eligibility under the standards of a previous satisfactory academic progress policy will not be eligible for a warning period.

In addition, transfer students who are not meeting Missouri Western’s Satisfactory Academic Progress standards will be required to submit a letter of appeal to the Satisfactory Academic Progress Committee.

Approaching the Maximum Timeframe

Federal regulations require Missouri Western to ensure that each recipient of Federal financial assistance is able to complete degree requirements within 150% of the published length of the program as measured in attempted hours. In compliance with this regulation, Missouri Western will conduct an evaluation of each student’s degree progress each semester as indicated below. In addition, bachelor’s degree seeking student should officially declare a degree program upon completion of 60 attempted hours.

Academic Program Declare Major

Program Review

 Maximum Timeframe

AS, Certificate, Undeclared Program

60 to 92 Hours

93 Hours

AS, Certificate (with a Pre-Major as Program 2)

93 to 185 Hours

186 Hours

Undeclared Bachelor

60 to 134 Hours

Declared Bachelor’s 135 to 185 Hours

186 Hours

2nd Bachelor’s

195 to 247 Hours

248 Hours
Graduate

35 to 51 Hours

52 Hours

If it is determined that a student cannot complete his or her program of study within this timeframe, he or she will become ineligible for federal financial assistance.

Satisfactory Academic Progress Appeal Process

A student may submit a written appeal to the Satisfactory Academic Progress Committee if documentable extenuating circumstances caused the student to fall below satisfactory academic progress standards or exceed the maximum timeframe allowed for degree completion.

Examples of circumstances that may warrant an appeal include: lengthy hospitalization or illness; death of a parent, spouse or child at a critical time during the semester; lengthy illness of a child or spouse; or other mitigating circumstance.

Appeals should include the following documentation:

  • A complete Statement in Support of Appeal found online here. (Form 10);
  • A letter of explanation describing how extenuating circumstances resulted in the student’s inability to maintain satisfactory academic progress;
  • Sufficient documented evidence that the extenuating circumstance clearly caused the student to fall below the required standards or exceed the maximum timeframe; and
  • An explanation of what has changed that will allow the student to maintain satisfactory academic progress at the next evaluation.

Examples of documentation supporting the extenuating circumstance include: medical documentation; notice of death; accident reports; court documentation; or other relevant documentation.

Appeal deadlines for each term should be posted on the financial aid website. Students may also contact the Financial Aid Office for deadline dates. The decision of the University Satisfactory Academic Progress Committee is final.

SAP Appeal Process

Probationary Period

A probationary period may be granted only after a student has appealed and has had eligibility for aid reinstated based on the appeal. Students who are granted a one (1) semester probationary period will be required to adhere to an academic plan that, if followed, will ensure the student will complete his or her degree program within the maximum timeframe.

As a general rule, a student on an academic plan will be required to successfully complete all attempted courses with a grade of C or higher and not audit or withdraw from any course. In addition, the student may be required to enroll in only those courses required for completion of his or her degree program and may not be allowed to change his or her major without approval from the Satisfactory Academic Progress Committee. An individual academic plan may also include additional requirements as deemed appropriate by the Satisfactory Academic Progress Committee.

A student on financial aid probation may receive Title IV funds for one semester. At that point, the student must meet satisfactory academic progress standards or the requirements of the established individual academic plan to maintain eligibility for federal financial assistance.

Additional Degree Programs and Degree Completion

A student, who is pursuing an additional undergraduate degree, after completion of the first undergraduate program, should be able to complete degree requirements within 200% of the published length of the program as measured by the student’s overall attempted hours.

Students enrolled in both an associate’s and baccalaureate degree program simultaneously, who have attempted greater than 92 hours, must be enrolled in coursework relevant to the baccalaureate degree program to receive federal financial aid. In this situation, students may be required to appeal to the Satisfactory Academic Progress Committee for reinstatement of financial aid eligibility.

A student who has completed all required coursework for his or her degree program but has not yet received the degree, may not receive further financial aid for that program.

Remedial and Repeated Coursework

Federal regulations allow students to receive financial aid for up to 30 credit hours of remedial coursework. Remedial coursework taken in excess of this limitation must be excluded from the student’s financial aid enrollment status.

Federal financial aid regulations allow students to repeat any coursework previously taken in the program as long as it is not a result of more than one repetition of a previously passed course, or any repetition of a previously passed course due to the student failing other coursework.

Repeating coursework can affect a student’s satisfactory academic progress status in the following manner: the repeated course and the original attempt will be counted in the calculation of overall attempted hours; and the most recent grade received for the course will be included in the calculation of GPA.

Communication of Satisfactory Academic Progress Status

Although students will be notified in writing should they fall below satisfactory academic progress standards, it is the student’s responsibility to know his or her academic standing in regard to this policy. Failure to receive notification does not dispute or reverse the termination of a student’s eligibility to receive financial assistance.

Special Circumstances Appeal

The Higher Education Act of 1965 (HEA) provides the authority for the financial aid administrator to exercise discretion in a number of areas when a student has special or unusual circumstances. This authority is known as professional judgment. It allows the financial aid administrator to treat a student individually when conditions exist that differentiate that student from a class of students.

Financial Aid Administrators have the discretion to exercise professional judgment to adjust student reported information to account for special circumstances. Professional Judgment can also be exercised in the areas of:

  • cost of attendance;
  • unsubsidized Stafford loan eligibility for dependent students whose parents have refused to help support the student financially and refuse to complete the FAFSA;
  • additional unsubsidized Stafford loan eligibility for dependent students whose parents were approved for a PLUS loan but have demonstrated inability to take/repay the loan; and/or
  • other unusual circumstance.

An appeal for Professional Judgment based on special circumstances should include:

  • a COMPLETE Special Circumstances Appeal (Form 2);
  • copies of student and parent (if applicable) most recent federal tax return transcript(s).  Transcripts may be obtained from the IRS online at www.irs.gov. If you, your spouse or parent did not file taxes, a complete Statement of Non-Filing Status (Forms 1a and 1c);
  • student and parent (if applicable) most recent W2 forms;
  • a Verification Worksheet (Form 1); and
  • any other documentation required to complete Verification.

Examples of requested documentation include:

  • Unemployment Benefit Statement
  • Last Pay Stub
  • Social Security Benefit Statement
  • Severance Benefits
  • Workman’s Compensation Received
  • Paid Receipts, Cancelled Checks
  • Official Court Documentation
  • Statement from Parent(s)
  • Other documentation to substantiate the request

An appeal regarding a parent loan (PLUS) approval should include:

  • a complete Parent Loan Approval Appeal  (Form 9);
  • a complete Verification Worksheet (Form 1);
  • a copy of parent(s) most recent Federal tax return transcripts (if not previously submitted) or an official IRS transcript of parent(s) non-filing status if parent(s) did not file a tax return (Form 1c); and
  • a copy of student’s most recent Federal tax return transcript (if not previously submitted) or a Statement of Non-Filing Status (Form 1a)  if the student did not file a tax return.

Additional Information

A Professional Judgment determination cannot be based solely on the fact that the student was approved the previous award year. However, the previous year’s determination may be a factor in the decision.

In addition, approval of an appeal by a financial aid administrator at another college or university does not mean that a similar determination will automatically be made by Missouri Western. However, the other school’s decision may be a factor in the determination.

Professional Judgment determinations are always made by the Missouri Western Office of Financial Aid on an individual, case-by-case basis.

Transfer Students (Eligibility)

Official transcripts from all college level coursework must be received and evaluated prior to determining a student’s final eligibility for federal financial assistance. No financial assistance will be disbursed until it has been determined that the student is maintaining the academic standards outlined in Missouri Western’s Satisfactory Academic Progress Policy. Students should be aware that it can take up to 30 days to complete an evaluation once all transcripts have been received. Students who submit official transcripts after the midpoint of the semester will not be guaranteed financial aid for that semester.

A transfer student who has earned a cumulative GPA that is below a 2.00 or who has not successfully completed at least 67% of the courses he or she has attempted will not be eligible for federal financial assistance. Please refer to Missouri Western’s Satisfactory Academic Progress Policy for information regarding the student’s right to appeal.

A student seeking a first bachelor’s degree, who has attempted greater than 134 hours (60 attempted hours for associate’s degree seeking students), will be required to submit a letter of appeal to the Satisfactory Academic Progress Committee.

If it is determined that the student cannot complete degree requirements within the maximum timeframe outlined in Missouri Western’s Satisfactory Academic Progress Policy, he or she will become ineligible for federal financial assistance.

Transfer students are encouraged to contact the Financial Aid Office for additional information.

Treatment of Federal Aid When a Student Withdraws or Stops Attending

Federal regulations specify how Missouri Western must determine the amount of Title IV program assistance that a student has earned if he or she officially withdraws or stops attending. The Title IV programs that are governed by this law are the Federal Pell Grants, TEACH Grants, Stafford Loans, PLUS Loans, Federal Supplemental Educational Opportunity Grants (FSEOG), and Federal Perkins Loans.

When a student withdraws or stops attending, the amount of assistance that the student has earned is determined on a prorata basis. For example, if the student has completed 30% of the semester, he or she has earned 30% of the assistance that was scheduled for the period. Once a student has completed more than 60% of the semester, he or she has earned all scheduled assistance for the period. If the student did not receive all of the assistance that was earned, a post-withdrawal disbursement may be due.

If the post-withdrawal disbursement includes loan funds, Missouri Western must receive the student’s permission before these funds may be disbursed. The student may choose to decline some, or all, of the loan funds so that additional debt is not incurred.

Missouri Western may automatically use all, or a portion of the student’s post-withdrawal disbursement of grant funds for tuition, fees, and room and board charges, however, will require permission to use the post-withdrawal grant disbursement for all other charges. It may be in the student’s best interest to allow Missouri Western to keep the funds to reduce debt with the institution.

There may be Title IV funds that cannot be disbursed once a student withdraws because of other eligibility requirements. For example, if the student is a first-time, first-year undergraduate and has not completed the first 30 days of the semester before withdrawing, he or she will not be eligible to receive the loan funds that would have been received had the student remained enrolled past the 30th day.

If a student has received unearned Title IV program funds, Missouri Western MUST return a portion of the excess that is equal to the student’s institutional charges multiplied by the unearned percentage of funds or the entire amount of unearned funds, whichever is less.

If Missouri Western is not required to return all of the unearned funds, the student must return the remaining amount. Any loan funds that the student must return may be repaid in accordance with the terms of the promissory note. That is, the student may make scheduled payments to the holder of the loan over a period of time.

Any amount of unearned grant funds that a student must return is called an overpayment. The maximum amount of a grant overpayment that the student must repay is half of the grant funds he or she received or was scheduled to receive. The student must make arrangements with the Missouri Western Business Office to return unearned grant funds.

The requirements for Title IV program funds when a student withdraws or stops attending are separate from Missouri Western’s Refund Policy. Therefore, a student may still owe funds to Missouri Western to cover unpaid institutional charges. The student will also be responsible for any Title IV program funds that Missouri Western was required to return on his or her behalf.

Missouri Western’s Refund Policy may be found online at missouriwestern.edu/businessoffice.

Missouri Western’s complete withdrawal policy in available online at missouriwestern.edu/registrar.

If you have questions about your Title IV program funds, you can call the Federal Student Aid Information  Center at 1-800-4-FEDAID (1-800-433-3243). Information is also available on Student Aid on the Web at studentaid.ed.gov.