Financial Aid

Applying for Financial Aid

It's Easy!!

Follow the steps below

to apply for Federal,

State and Missouri Western

aid opportunities.

Need Money For College?
February 1st Priority Deadline

Need Money For College?


STEP 1: Be Aware of Application Deadlines

The priority deadline is February 1st for many Federal, as well as, Missouri Western assistance opportunities. FAFSA applications should be submitted no later than the first week of January to ensure the February 1st priority deadline is met for the following programs: Federal Supplemental Educational Opportunity Grant (FSEOG) and Missouri Western Scholarships. FAFSA applications will continue to be accepted after February 1st for the Federal Pell Grant and Federal Stafford Student Loans.

The priority deadline for many state assistance opportunities, including the Access Missouri Program, is February 1st. FAFSA applications should be submitted no later than this date to ensure consideration for these programs.
STEP 2: Apply for Admission to Missouri Western
Only those who have been officially admitted as degree-seeking students will be eligible to receive financial assistance at Missouri Western. If you need assistance with the admissions process, contact the Office of Admissions.

Please ensure that all required transcripts have been submitted to the Office of Admissions. It is important to note that no financial assistance may be disbursed until it has been determined that you are maintaining the academic standards outlined in Missouri Western's Satisfactory Academic Progress Policy (see policies and information).

STEP 3: Establish your Goldlink and Missouri Western Email Accounts
Once you receive your acceptance letter, be sure to establish your Missouri Western email and Goldlink accounts. As a general rule, Missouri Western will not send financial aid notices by mail. You are responsible for monitoring your status on Goldlink and for ALL communications sent to your Missouri Western email account. Students who do not elect to receive electronic communication from Missouri Western, should contact the Financial Aid Office for additional information.
STEP 4: Create an FSA ID
The FSA ID – user name and password – has replaced the Federal Student Aid PIN and must be used to log in to certain U.S. Department of Education websites. Your FSA ID confirms your identity when you access your financial aid information and electronically sign Federal Student Aid documents. If you do not already have an FSA ID, you can create one online at
STEP 5: Complete the Free Application for Federal Student Aid (FAFSA)
The Free Application for Federal Student Aid (FAFSA) collects demographic as well as financial information from students and their families. Once complete, FAFSA applications are submitted to the U.S. Department of Education and the information reported is used to determine your eligibility for need-based financial aid.

FAFSA applications are available after October 1st each year. Be sure to indicate that you want your results forwarded to Missouri Western State University, school code 002490. You may complete the FAFSA online at

STEP 6: Review your Student Aid Report (SAR) for Accuracy
You will receive a Student Aid Report (SAR) by mail, or by email if you provide an email address on the FAFSA. A copy of your SAR will also be forwarded to the State of Missouri and to Missouri Western State University. Be sure to review the information for accuracy and make any necessary corrections online at
STEP 7: Complete Verification (Only if Notified by Missouri Western)
The U.S. Department of Education uses a process called Verification to check the accuracy of student financial aid application data. Most applicants are selected by the Department of Education for verification at random. However, some are selected due to missing or inconsistent information.

If you are selected for Verification, Missouri Western will notify you of the documents required to complete the application process. Keep in mind that your application will not be processed until ALL requested documents are submitted to the Financial Aid Office, all discrepancies are resolved, and the necessary corrections are submitted to, and processed by, the U.S. Department of Education.

STEP 8: Respond to the Award Notification
Students will receive an award notification from Missouri Western around the second week of February or as aid is awarded. Award information will be sent to your Missouri Western email account or you may access your information online through your Goldlink account.

Grant and scholarship aid is always accepted on your behalf, however, you must indicate acceptance of student loan funds on Goldlink. Keep in mind, that student loans funds are to be used for education expenses only and that you are expected to borrow responsibly.

STEP 9: Apply for Missouri Western Aid Opportunities
Missouri Western offers numerous opportunities to receive financial assistance. For more information regarding Missouri Western and other aid opportunities select Scholarship and Grants on the main menu.

New and returning students may apply for Missouri Western assistance opportunities beginning in October of each year. Unless otherwise specified in the scholarship description, students should have a complete Admissions and Financial Aid file no later than February 1st of each year to be considered.

STEP 10: Apply for Aid Opportunities Outside of Missouri Western
Many opportunities for financial assistance exist through private sources. While you are encouraged to explore all opportunities available to you, Missouri Western cautions the use of outside agencies who charge a fee and guarantee financial assistance. Many scholarship and financial aid scams do exist. For more information concerning scholarship scams, go to or visit the Federal Trade Commission website at
STEP 11: Apply for Federal Stafford Loans (Optional)
In addition to the general application procedures (Steps 1 - 7), you must complete the following steps when applying for Federal Stafford Loans. Remember to borrow only what you absolutely need to cover your educational expenses.

1. Determine how much you should borrow by comparing your institutional charges to your offered awards.

2. Accept only the amount you need to borrow on Goldlink.

3. Complete a Master Promissory Note online (first-time borrowers).

4. Complete Entrance Loan Counseling online (first-time borrowers).

5. Attend an in-person Debt Management Seminar (first-time borrowers).

There is a mandatory 30-day delay after classes begin before loan funds will be disbursed to first-time freshman borrowers. Students should be prepared to cover expenses, such as books, until loan funds are released to the school.

STEP 12: Apply for Federal Plus Loans (Optional)
In addition to the general application procedures (Steps 1 -7), eligible parents and graduate students must do the following when applying for a PLUS Loan.

  1. Complete the PLUS Request Process online at
  2. Complete Missouri Western's Institutional PLUS Application (Form #8).