{"id":1065,"date":"2018-10-29T16:45:26","date_gmt":"2018-10-29T16:45:26","guid":{"rendered":"https:\/\/www.missouriwestern.edu\/hr\/?page_id=1065"},"modified":"2021-10-04T08:37:20","modified_gmt":"2021-10-04T13:37:20","slug":"benefits-medical","status":"publish","type":"page","link":"https:\/\/www.missouriwestern.edu\/hr\/benefits-medical\/","title":{"rendered":"Benefits: Medical Insurance"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:30px;padding-bottom:0px;padding-left:30px;margin-bottom: 0px;margin-top: 0px;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"margin-top:0px;margin-bottom:10px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\" style=\"transform:translate3d(0,0,0);\"><p><b>Full-time Faculty and Staff<\/b><br \/>\nMWSU provides medical and prescription coverage through Blue KC to all benefit eligible employees. Employees have a choice of four plans; one HMO and three PPO plans. The High Deductible Health Plan includes participation in a Health Savings Account (HSA).<\/p>\n<p><b>Spouse and Eligible Dependents coverage available<\/b><br \/>\nEmployees may also choose to cover their spouse and\/or eligible dependents under the medical insurance. Dependents can be covered through the end of the calendar year they turn 26 (regardless of marital status). Employees are responsible for the premium cost for coverage of a spouse\/dependent(s) through payroll deduction. Deductions are made on a pre-tax basis.<\/p>\n<p><b>Prescription Coverage<\/b><br \/>\nEmployees and dependents with medical coverage are eligible for pharmacy benefits. Blue KC has partnered with OptumRx to provide all your pharmacy benefits, including home delivery of maintenance medications.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-2\" style=\"transform:translate3d(0,0,0);\"><p><b>Medical Plan Choices<\/b><b><br \/>\n<\/b><\/p>\n<p><strong>Blue-Care HMO<\/strong><\/p>\n<ul>\n<li>In Network &amp; Regional (Local Area) Provider Coverage ONLY<\/li>\n<li>Must Choose In Network Primary Care Physician at Enrollment<\/li>\n<li>Co-Pays for Specific Covered Services<\/li>\n<\/ul>\n<p><strong>Preferred-Care Blue PPO Base<\/strong><\/p>\n<ul>\n<li>In Network &amp; Out of Network Provider Coverage<\/li>\n<li>Nationwide &amp; Global Coverage<\/li>\n<li>Subject to Annual Individual\/Family Deductible, Then Co-Insurance Until Out-of-Pocket Max Met<\/li>\n<li>Co-Pays for Retail &amp; Mail Order Prescriptions<\/li>\n<\/ul>\n<p><strong>Preferred-Care Blue PPO Buy-Up<\/strong><\/p>\n<ul>\n<li>In Network &amp; Out of Network Provider Coverage<\/li>\n<li>Nationwide &amp; Global Coverage<\/li>\n<li>Subject to Annual Individual\/Family Deductible, Then Co-Insurance Until Out-of-Pocket Max Met<\/li>\n<li>Co-Pays for Specific Covered Services<\/li>\n<li>Co-Pays for Retail &amp; Mail Order Prescriptions<\/li>\n<\/ul>\n<p><strong>Preferred-Care Blue HDHP (<\/strong><strong>High Deductible w\/ HSA)<\/strong><\/p>\n<ul>\n<li>In Network &amp; Out of Network Provider Coverage<\/li>\n<li>Nationwide &amp; Global Coverage<\/li>\n<li>Subject to Annual Individual\/Family Deductible, Then Co-Insurance Until Out-of-Pocket Max Met<\/li>\n<li>Includes Participation in a Health Savings Account (HSA) with a Monthly Contribution from MWSU<\/li>\n<\/ul>\n<\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"margin-left: auto;margin-right: auto;margin-top:15px;width:100%;\"><div class=\"fusion-separator-border sep-double\" style=\"border-color:#e0dede;border-top-width:0px;border-bottom-width:0px;\"><\/div><\/div><div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-3\" style=\"transform:translate3d(0,0,0);\"><p><strong><b>Blue KC Resources<\/b><\/strong><br \/>\n<a href=\"https:\/\/www.missouriwestern.edu\/hr\/wp-content\/uploads\/sites\/104\/2020\/08\/BlueKCMemberGuide.pdf\">Blue KC Member Guide<\/a><br \/>\n<a href=\"https:\/\/members.bluekc.com\/?_ga=2.20888637.427846627.1579106635-713925287.1571663590&amp;_gac=1.138094980.1579109692.EAIaIQobChMIuN-E3pGG5wIVkv7jBx1yowEUEAAYASAAEgI4CfD_BwE\">Blue KC Member Portal<\/a><br \/>\n<a href=\"https:\/\/www.missouriwestern.edu\/hr\/wp-content\/uploads\/sites\/104\/2020\/01\/How-to-Register-on-MyBlueKC.com_.pdf\">How to Register on\u00a0MyBlueKC.com<\/a><\/p>\n<p>Register and Take Advantage of the Tools\/Information Available:<\/p>\n<ul>\n<li>Detailed Plan Benefits<\/li>\n<li>Claims &amp; Usage Information<\/li>\n<li>Finding a Doctor or Hospital<\/li>\n<li><a href=\"https:\/\/www.missouriwestern.edu\/hr\/wp-content\/uploads\/sites\/104\/2020\/01\/Routine-Preventative-Care-Services.pdf\">Routine Preventive Care Services<\/a><\/li>\n<li>Pharmacy Benefits<\/li>\n<li><a href=\"https:\/\/www.missouriwestern.edu\/hr\/wp-content\/uploads\/sites\/104\/2020\/01\/VirtualCare.pdf\">Blue KC Virtual Care<\/a><\/li>\n<li>Managing Chronic Health Conditions<\/li>\n<li>Coverage While Traveling<\/li>\n<\/ul>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-4\" style=\"transform:translate3d(0,0,0);\"><p><strong>Blue KC <em>A Healthier You<\/em> Portal<br \/>\n<\/strong><a href=\"https:\/\/www.missouriwestern.edu\/hr\/wp-content\/uploads\/sites\/104\/2020\/01\/A-Healthier-You.pdf\"><em>A Healthier You<\/em> Online and Mobile Tools<\/a><\/p>\n<p>Register for Access to Wellness Tools:<\/p>\n<ul>\n<li>Diabetes Prevention Program<\/li>\n<li>Blue 365 Member Discounts<\/li>\n<li>Breast Pump Coverage<\/li>\n<li><a href=\"https:\/\/www.missouriwestern.edu\/hr\/wp-content\/uploads\/sites\/104\/2020\/01\/TobaccoCessationDigitalCoaching.pdf\">Tobacco Cessation<\/a><\/li>\n<\/ul>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-first\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-5\" style=\"transform:translate3d(0,0,0);\"><p><strong>Health Savings Account<\/strong><br \/>\n<a href=\"https:\/\/hsa.umb.com\">https:\/\/hsa.umb.com<\/a><br \/>\nUMB Customer Service 866-520-4472<\/p>\n<ul>\n<li><a href=\"https:\/\/intranet.missouriwestern.edu\/faculty-staff\/wp-content\/uploads\/sites\/3\/2018\/05\/HSA-Contribution-Payroll-Deduction-Form.pdf\" class=\"broken_link\">HSA Payroll Deduction Form<\/a><\/li>\n<li><a href=\"https:\/\/www.missouriwestern.edu\/hr\/wp-content\/uploads\/sites\/104\/2018\/10\/Health-Savings-Account-FAQs.pdf\">HSA Frequently Asked Questions<\/a><\/li>\n<li><a href=\"https:\/\/www.missouriwestern.edu\/hr\/wp-content\/uploads\/sites\/104\/2018\/10\/HSA-Pricing-Schedule.pdf\">UMB\/HSA Pricing Schedule<\/a><\/li>\n<li><a href=\"https:\/\/www.missouriwestern.edu\/hr\/wp-content\/uploads\/sites\/104\/2018\/10\/HSA_Online-Banking-Education.pdf\">UMB\/HSA Online Banking<\/a><\/li>\n<li><a href=\"https:\/\/www.irs.gov\/pub\/irs-pdf\/p502.pdf\">IRS Qualified Expenses<\/a><\/li>\n<\/ul>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_2 1_2 fusion-one-half fusion-column-last\" style=\"width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-6\" style=\"transform:translate3d(0,0,0);\"><p><b>Pharmacy Benefits<\/b><br \/>\n<a href=\"https:\/\/members.bluekc.com\/?_ga=2.20888637.427846627.1579106635-713925287.1571663590&amp;_gac=1.138094980.1579109692.EAIaIQobChMIuN-E3pGG5wIVkv7jBx1yowEUEAAYASAAEgI4CfD_BwE\">MyBlueKC.com<\/a><br \/>\nCustomer Service 844-579-7774<\/p>\n<p><a href=\"https:\/\/www.missouriwestern.edu\/hr\/wp-content\/uploads\/sites\/104\/2020\/01\/OptumRx-Pharmacy-Benefit.pdf\">Optum Rx Pharmacy Benefit<\/a><\/p>\n<ul>\n<li>Retail Pharmacy<\/li>\n<li>Home Delivery<\/li>\n<li>Specialty Pharmacy<\/li>\n<li>Rx Savings Solutions<\/li>\n<\/ul>\n<p><strong>Find the cost of a Prescription Drug by using:<\/strong>\u00a0<a href=\"https:\/\/www.goodrx.com\" class=\"broken_link\">goodrx.com<\/a><\/p>\n<p><strong>Brand Name Drugs moving to Generic forms:\u00a0<\/strong><a href=\"https:\/\/www.corporatepharmacy.com\/page\/upcoming_generic_drugs\" class=\"broken_link\">corporatepharmacy.com<\/a><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_price":"","_stock":"","_tribe_ticket_header":"","_tribe_default_ticket_provider":"","_tribe_ticket_capacity":"0","_ticket_start_date":"","_ticket_end_date":"","_tribe_ticket_show_description":"","_tribe_ticket_show_not_going":false,"_tribe_ticket_use_global_stock":"","_tribe_ticket_global_stock_level":"","_global_stock_mode":"","_global_stock_cap":"","_tribe_rsvp_for_event":"","_tribe_ticket_going_count":"","_tribe_ticket_not_going_count":"","_tribe_tickets_list":[],"_tribe_ticket_has_attendee_info_fields":false},"categories":[],"tags":[],"ticketed":false,"_links":{"self":[{"href":"https:\/\/www.missouriwestern.edu\/hr\/wp-json\/wp\/v2\/pages\/1065"}],"collection":[{"href":"https:\/\/www.missouriwestern.edu\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.missouriwestern.edu\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.missouriwestern.edu\/hr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.missouriwestern.edu\/hr\/wp-json\/wp\/v2\/comments?post=1065"}],"version-history":[{"count":43,"href":"https:\/\/www.missouriwestern.edu\/hr\/wp-json\/wp\/v2\/pages\/1065\/revisions"}],"predecessor-version":[{"id":2424,"href":"https:\/\/www.missouriwestern.edu\/hr\/wp-json\/wp\/v2\/pages\/1065\/revisions\/2424"}],"wp:attachment":[{"href":"https:\/\/www.missouriwestern.edu\/hr\/wp-json\/wp\/v2\/media?parent=1065"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.missouriwestern.edu\/hr\/wp-json\/wp\/v2\/categories?post=1065"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.missouriwestern.edu\/hr\/wp-json\/wp\/v2\/tags?post=1065"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}