Human Resources


Western provides a defined benefit retirement plan (MOSERS) for eligible employees who do not hold faculty rank and those hired with faculty rank prior to July 2002. Contributions are provided by the University with full vestment after five (5) years of service for employees hired prior to January 1, 2011. For employees hired on or after January 1, 2011, in addition to the University’s contributions, employees will also be required to contribute 4% of their gross salary and vesting will be 5 years*. More information is available at

*See attached information for MSEP 2011 changes due to Senate Bill 62, effective January 1, 2018: MSEP 2011 Vesting Changes Effective 1.1.18

Missouri Western provides a 401 (a) defined contribution plan (CURP) for those employees holding faculty rank.

  • Faculty who were hired on or after July 1, 2002 and have no prior service with MOSERS; contributions are provided by MWSU with immediate vesting.
  • Faculty hired after July 1, 2018 and have no prior service with MOSERS; contributions are provided by MWSU and faculty are required to contribute 2% of their gross salary with immediate full vesting.

TIAA-CREF is the third-party administrator for the CURP plan and manages the investment options under the plan.

**After participating in CURP for six years and while still employed in a CURP covered position, you are eligible to switch to a defined benefit plan administered by MOSERS.  For more information, please review the Transfer from CURP to MOSERS Brochure link below:

CURP How to Enroll Guide

CURP Overview 2018

CURP Handbook “Your Guide to the Colleges & Universities Retirement Plan

Transfer from CURP to MOSERS Brochure

More information is available at

University Contribution Rates:
MOSERS :  FY17-18 (19.45%) / FY18-19 (20.21%)

CURP:  FY17-18 (6.19%) / FY18-19 (6.0%)

2018 MOSERS Pre-Retirement Seminar Schedule (FREE) for MSEP and MSEP2000 Plans (These sessions fill up quickly. Registration closes one week prior to each scheduled session. Register at

2018 Seminar Dates & Locations (Daytime)

Daytime Schedule | 8:30am-4:00pm | Includes Lunch (MOSERS, MO Consolidated Health Plan, MO Def Comp, SSA)

Kansas City Area – Hilton Garden Inn, Independence

March 21 * May 17 * July 26 * August 30 * November 15

Chillicothe – Chillicothe Country Club – June 13

St. Joseph – Stoney Creek Inn – March 22 * May 16 * August 29


2018 Seminar Dates & Locations (Evening)

Evening Schedule | 6:00pm – 9:30pm | Includes Box Dinner

Kansas City Area – Hilton Garden Inn, Independence – July 25

*more scheduled seminars in other locations in Missouri |

2017 MOSERS Pre-Retirement Webinars for MSEP2011 plan

Register online at (select the MSEP2011 tab for more details)

Online Webinars – 9:30 am – 11 am (Q&A until 11:15 am)

March 15, 2018

June 19, 2018

September 5, 2018

December 13, 2018


Unable to attend a seminar?  Log into the MOSERS member portal to view prerecorded sessions, create your own retirement estimate and download a copy of the MOSERS 2017 PreRetirement Book.