Medical Insurance – www.bluekc.com
BCBS Member Services 888-989-8842
Full-time and 80% Faculty and Staff
Missouri Western provides medical and prescription coverage through Blue Cross Blue Shield to all benefit eligible employees. Employees have a choice of two base plans or two buy-up plans. Missouri Western pays 100% of the employee’s premium of enrollment in one of the base plans. The Open Access Managed Choice High Deductible Health Plan includes participation in a Health savings Account (HSA).
Employees may choose to participate in the buy-up plan if they would like to increase their level of coverage, lower co-pays or deductibles, lower out-of-pocket expenses or expand the eligible provider network. The employee pays the difference between the base plan premium and the buy-up plan.
Brand Name Drugs moving to Generic forms
- Other Health Insurance Shopping Options
|Medical Plan Choices – Benefit Plan Summary|
|Base Plans||Buy-up Plans|
|Preferred-Care Blue PPO – Base
MWSU PPO Base Plan Summary 2015
MWSU HMO Plan Summary 2015
|Preferred-Care Blue/Blue Saver- HSA
MWSU HDHP Blue Saver Plan Summary 2015
|Preferred-Care Blue PPO – Buy-Up
MWSU PPO BuyUp Plan Summary 2015
Detailed information regarding the medical plans is distributed annually and during the new employee benefit orientation. The medical plan documents are linked above under ‘Medical Plan Choices – Benefit Plan Summary’.
Benefit coverage begins on the 1st day of the month following the date of employment (ex: hire date August 20, benefit coverage begins September 1).
Spouse and Eligible Dependents
Employees may also choose to cover their spouse or eligible dependents under the Blue Cross Blue Shield plans. Employees are responsible for 100% of the premium cost for coverage of a spouse or eligible dependents through payroll deduction. Deductions can be made on a pre-tax basis.
Medical Plan Cost and Additional Benefits
Rate Sheets – 2015:
- Medical Rate Sheet-10M Employee Cost-2015
- Medical Rate Sheet-12M Employee Cost-2015
- Medical Rate Sheet-Retirees Over 65-2015
- Medical Rate Sheet-Retirees Under 65-2015
Additional BCBS Benefits:
- Where To Go For Medical Care
- Tobacco Cessation
- Optional Physician Health Screening
- Member Portal Instructions
- Health And Wellness Mobile Solutions
- Empowered Coaching
- Doctor Hospital Provider Finder
- Case Management
- 24-Hour Nurse Line
- Away From Home Care
- BlueCard Program
- Generic Drugs
- Healthy Companion
- Little Stars
- Routine Preventive Care Services
- Immunization Schedules
- Express Scripts Rx Mail Order Form
- Discover A Healthier You Portal
- My Rewards Points
- Redeem Your My Rewards Points
UMB Customer Service 866-520-4472
Employees and dependents with medical coverage are eligible for Blue Cross Blue Shield Rx Pharmacy Network coverage. Employees and their dependents with medical coverage also may participate in the Blue Cross Blue Shield Rx Pharmacy Network mail order prescription program to obtain a three (3) month supply of their medications.