Human Resources

Life Insurance

Member Services 800-778-2255

Basic Term Life / Accidental Death & Dismemberment (AD&D)

MWSU provides basic term life and AD&D insurance through Prudential to all benefit eligible employees. Employees will have life insurance equal to 1x their annual salary. MWSU pays 100% of the premium.

Voluntary Life Insurance

  • Employee: life insurance up to 7 times their annual salary or $500,000, whichever is less
    • New Hire – guarantee issue of $150,000
    • Open Enrollment – increase your current coverage by $40,000 without providing medical evidence
  • Spouse: life insurance up to 50% of the employee’s voluntary life coverage; maximum of $250,000
    • New Hire – guarantee issue of $20,000
  • Dependent: life insurance up to a maximum of $10,000


Estimate your life insurance needs: EZlifeNeeds

Prudential Beneficiary Form