Budget Work Sheet

Budget Work Sheet

The purpose of the budget work sheet is to help you estimate what it will cost you to attend Missouri Western State University for the undergraduate 2011-2012 year. Costs are subject to change without notice.

Create Budget Work Sheet based on the following:
One Semester Two Semesters

ITEM

DESCRIPTION OF EXPENSE

AMOUNT NEEDED

Tuition
NOTE: The calculated amount includes institutional fees but does not include individual course fees or program fees.

Resident (In-State)

Number of Hours You Plan on Taking: per semester

View the breakdown of resident tuition and fees

Non-Resident (Out-of-State)

Number of Hours You Plan on Taking: per semester

View the breakdown of non-resident tuition and fees

NOTE: There are some course specific fees. Please review the University class schedule to determine additional fee requirements.

Housing

NOTE: The above calculator may be used to assist you in determining your budget expenses.

Suite - $ 2704 (for one semester)

Apartment - $2295 (for one semester)

Scanlon Hall - $2041 (for one semester)

Griffon Hall - $3100 (for one semester)

Off-Campus Housing - Rent $275 - $500 per month depending on size and number of occupants. Does not include food or utilities.

Utilities Students living on-campus receive cable, high speed internet and wireless free of charge. NOTE: The above calculator may be used to assist you in determining your budget expenses.	Water, electricity, & gas	$
	Telephone Service: Basic service: $20/month. Connection charge: $38.80	$
	Long-Distance Charges	$
	Cable (if you live off-campus): Base Rate: $52.99 Installation: $29.00	$
	Helpful Telephone Numbers: Missouri American Water Company (816) 233-8844 KCP&L (888) 471-5275 Missouri Gas Energy (800) 582-1234 ATT (800) 464-7928 St. Joseph Cablevision (816) 279-1234

Food & Household Expenses NOTE: The above calculator may be used to assist you in determining your budget expenses.	University Meal Plans: 21 meals: $1357 (for one semester) 15 Meals + $400 Flex Plan: $1736 (for one semester) 12 Meals + $200 Flex: $1534 (for one semester) 10 Meals + $400 Flex: $1723 (per semester)	$
	Groceries (if you live off-campus)	$
	Eating Out	$
	Personal/Miscellaneous Household Supplies	$

Books & School Supplies

Average $300 per semester

NOTE: Your cost will vary dependent upon purchasing new versus used books and the resale of books after the semester.

Other Expenses	Parking Permit: One vehicle included in Facilities Access Fee (Additional permits $10.00 per vehicle)	$
	St. Joseph Transit Monthly Bus Pass: $20.00 (unlimited use)	$
	Gas, other car expenses	$
	Visits home, other travel	$
	Student health insurance (Missouri Western Policy)* *Students age 25 & under: Annual rate: $1,090.00; Fall only rate: $414.00; Spring only rate: $402.00 and Summer only rate: $274.00.	$
	Clothing, laundry	$
	Entertainment	$

TOTAL Academic Expenses

Financial Resources	Savings, Family Contributions, Gifts:	$
	Income: Includes employment earnings, college work-study, and non-taxable income.	$
	Grants: May include federal, state and/or private assistance that does not have to be repaid, such as Federal Pell Grant, SEOG, etc.	$
	Scholarships: May include state, institutional or private assistance.	$
	Loans: May include Federal Direct Loans, Federal Perkins Loans, Federal PLUS Loans and private loans.	$
	Miscellaneous Financial Aid: May include assistance received from other sources, such as Vocational Rehabilitation, Employer, etc.	$

Summary	Total Expenses	$
Summary	Less Financial Resources	$

Discretionary Income Needed