Budget Work Sheet

The purpose of the budget work sheet is to help you estimate what it will cost you to attend Missouri Western State University for the undergraduate 2007-2008 year. Costs are subject to change without notice.

ITEM

DESCRIPTION OF EXPENSE

AMOUNT NEEDED

Tuition
(includes fees)

Resident (In-State)

Number of Hours You Plan on Taking: per semester

View the breakdown of resident tuition and fees

Non-Resident (Out-of-State)

Number of Hours You Plan on Taking: per semester

View the breakdown of non-resident tuition and fees

NOTE: There are some course specific fees. Please review the University class schedule to determine additional fee requirements.

Housing

NOTE: The above calculator may be used to assist you in determining your budget expenses.

Suite - $ 2450 (for one semester)

Apartment - $2080 (for one semester)

Living Learning Center - $1850 (for one semester)

Off-Campus Housing - Rent $275 - $500 per month depending on size and number of occupants. Does not include food or utilities.

Utilities On-campus housing occupants pay for only long distance telephone calls. Basic cable is free. NOTE: The above calculator may be used to assist you in determining your budget expenses.	Water, electricity, & gas	$
	Telephone Service: Basic service: $18 to $20/month. Connection charge: $38.35 to $50.00	$
	Long-Distance Charges	$
	Cable (if you live off-campus): Base Rate: $36.74 Installation: $36.75	$
	Helpful Telephone Numbers: Missouri American Water Company (816) 233-8844 Aquila (Light & Power) (800) 303-0752 Missouri Gas Energy (800) 582-1234 Southwestern Bell Telephone (800) 464-7928 St. Joseph Cablevision (816) 279-1234

Food & Household Expenses NOTE: The above calculator may be used to assist you in determining your budget expenses.	University Meal Plans: 20 meals: $ 1084 (for one semester) 15 Meals + $400 Flex Plan: $ 1467 (for one semester) 12 Meals + $200 Flex: $ 1265 (for one semester) 10 Meals + $400 Flex: $ 1457 (per semester)	$
	Groceries (if you live off-campus)	$
	Eating Out	$
	Personal/Miscellaneous Household Supplies	$

Books & School Supplies

Average $300 per semester

NOTE: Your cost will vary dependent upon purchasing new versus used books and the resale of books after the semester.

Other Expenses	Parking Permit: One vehicle included in Facilities Access Fee (Additional permits $10.00 per vehicle)	$
	St. Joseph Transit Monthly Bus Pass: $20.00 (unlimited use)	$
	Gas, other car expenses	$
	Visits home, other travel	$
	Student health insurance (Missouri Western Policy)* *Insurance may be purchased annually or on a semester basis. Annual rate: $625.00 Fall Only: $260.00 Spring Only: $209.00 Summer Only: $156.00	$
	Clothing, laundry	$
	Entertainment	$

Financial Resources	Savings, Family Contributions, Gifts:	$
	Income: Includes employment earnings, college work-study, and non-taxable income.	$
	Grants: May include federal, state and/or private assistance that does not have to be repaid, such as Federal Pell Grant, SEOG, etc.	$
	Scholarships: May include state, institutional or private assistance.	$
	Loans: May include Federal Stafford Loans, Federal Perkins Loans, Federal PLUS Loans and private loans. Stafford loans have a 3% guarantee rate withheld before being disbursed.	$
	Miscellaneous Financial Aid: May include assistance received from other sources, such as Vocational Rehabilitation, Employer, etc.	$

Summary	Total Expenses	$
Summary	Less Financial Resources	$